Publications

2025

Karin Sein, Piia Kalamees, Age Värv. Current issues in consumer credit agreements. Riigikogu Journal No 51, pp 131-138 (in Estonian)

Karin Sein. Abusive Debt Recovery Services and Consumers: the Case of Estonia. Journal of European Consumer and Market Law, 14 (1), 35−40.

Anu Kaup, Karin Sein (2025). Blacklisting Defaulting Consumers in Credit Information Registers – Lessons from Estonia and Finland. In: Michelle Kelly-Louw, Duygu Damar-Blanken (Ed.). Financial Inclusion Law and Over-Indebtedness. (63−82). Routledge. DOI: 10.4324/9781003510406-6.