{"id":106,"date":"2025-03-03T00:59:33","date_gmt":"2025-03-02T22:59:33","guid":{"rendered":"https:\/\/sisu.ut.ee\/consumercredit\/?page_id=106"},"modified":"2026-08-10T12:28:55","modified_gmt":"2026-08-10T09:28:55","slug":"publikatsioonid","status":"publish","type":"page","link":"https:\/\/sisu.ut.ee\/consumercredit\/et\/publikatsioonid\/","title":{"rendered":"Publikatsioonid"},"content":{"rendered":"<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"has-large-font-size wp-block-paragraph\"><strong>2026<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Karin Sein. Bonit\u00e4tsausk\u00fcnfte und das Recht auf Vergessenwerden\u2014 Anmerkung zum Urteil des Obersten Gerichtshofs Estlands<br>Az. 3-23-1409. GPR \u2013 Zeitschrift f\u00fcr das Privatrecht der Europ\u00e4ischen Union 2026\/4, lk 171-174.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Karin Sein. <a href=\"https:\/\/juridica.ee\/article.php?uri=2026_4_kui_kaua_ja_mis_alusel_v_ib_avaldada_makseh_ireid_kommentaar_riigikohtu_lahendile_asjas_3-23-\" target=\"_blank\" rel=\"noreferrer noopener\">Kui kaua ja mis alusel v\u00f5ib avaldada makseh\u00e4ireid? Kommentaar Riigikohtu lahendile asjas 3-23-1409<\/a>. Juridica 2026, nr 4, lk 407-414.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Kristjan Pulk, Piia Kalamees. <a href=\"https:\/\/doi.org\/10.1007\/s10603-026-09621-9\" target=\"_blank\" rel=\"noreferrer noopener\">Evaluating Consumer Credit Forbearance Regulation: Evidence from an Estonian Policy Change<\/a>. Journal of Consumer Policy (2026) 49. <a href=\"https:\/\/doi.org\/10.1007\/s10603-026-09621-9\" target=\"_blank\" rel=\"noreferrer noopener\">DOI: 10.1007\/s10603-026-09621-9<\/a>. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Kristjan Pulk, Laura Inno. <a href=\"https:\/\/rdcu.be\/fsaz4\" target=\"_blank\" rel=\"noreferrer noopener\">Loan sharks and illegal money lending in social media<\/a>. Trends in Organized Crime (2026). <a href=\"https:\/\/doi.org\/10.1007\/s12117-026-09603-w\">https:\/\/doi.org\/10.1007\/s12117-026-09603-w<\/a><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Iris Helena Fjuk. <a href=\"https:\/\/dspace.ut.ee\/items\/551d4df3-0b95-466d-9377-2bf01c5004b6\" target=\"_blank\" rel=\"noreferrer noopener\">Tarbijakrediidi imperatiivsete s\u00e4tete v\u00e4ltimine refinantseerimise kaudu<\/a>. Magistrit\u00f6\u00f6. Juhendaja: Karin Sein. Tartu \u00dclikool, 2026.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Kristjan S\u00f5erum\u00e4e. <a href=\"https:\/\/dspace.ut.ee\/server\/api\/core\/bitstreams\/813bc81c-58b2-4710-b649-496a4aab1caa\/content\">Tarbijakrediidilepingute direktiivi  (EL) 2023\/2225 m\u00f5ju mikrolaenude ja tasuta laenude pakkujate lepingueelsetele kohustustele<\/a>. Magistrit\u00f6\u00f6. Juhendaja: Age V\u00e4rv. Tartu \u00dclikool, 2026.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Karin Sein. The New European Withdrawal Function: Protecting Consumers Against \u2018Digital Traps\u2019. In: Camilla Crea, Marta Infantino (Ed.). Remedies to Digital Vulnerability in European Private Law. (25\u221236). Springer 2026. <a href=\"https:\/\/www.researchgate.net\/publication\/408289491_The_New_European_Withdrawal_Function_Protecting_Consumers_Against_'Digital_Traps'\" target=\"_blank\" rel=\"noreferrer noopener\">DOI: 10.1007\/978-3-032-19720-7_2<\/a>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"has-large-font-size wp-block-paragraph\"><strong>2025<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Karin Sein, Piia Kalamees, Age V\u00e4rv. <a href=\"https:\/\/rito.riigikogu.ee\/wordpress\/wp-content\/uploads\/2025\/06\/131-138_Uuring-Va%CC%88rv-Sein.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Tarbijakrediidilepingutega seotud aktuaalsed probleemid.<\/a> Riigikogu Toimetised nr 51, lk 131-138<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Anu Kaup, Karin Sein (2025). Blacklisting Defaulting Consumers in Credit Information Registers \u2013 Lessons from Estonia and Finland. In: Michelle Kelly-Louw, Duygu Damar-Blanken (Ed.). Financial Inclusion Law and Over-Indebtedness. (63\u221282). Routledge. <a href=\"https:\/\/www.taylorfrancis.com\/chapters\/edit\/10.4324\/9781003510406-6\/blacklisting-defaulting-consumers-credit-information-registers-lessons-estonia-finland-anu-kaup-karin-sein\" target=\"_blank\" rel=\"noreferrer noopener\">DOI: 10.4324\/9781003510406-6<\/a>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Age V\u00e4rv, Karin Sein, Piia Kalamees. <a href=\"https:\/\/juridica.ee\/article.php?uri=2025_8-9_tarbijakrediidi_aktuaalsed_probleemid_taotlemisest_tagasimaksmiseni_seminari_levaade\" target=\"_blank\" rel=\"noreferrer noopener\">Tarbijakrediidi aktuaalsed probleemid: taotlemisest tagasimaksmiseni. Seminari \u00fclevaade<\/a>. Juridica 2025, nr 8-9, lk 553-562.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Piia Kalamees, Kalev Saare. <a href=\"https:\/\/juridica.ee\/article.php?uri=2025_8-9_kohtulahendi_igusj_u_piirangud_tarbija_krediidi_lepingute_n_itel_euroopa_liidu_iguse_m_ju_e\" target=\"_blank\" rel=\"noreferrer noopener\">Kohtulahendi \u00f5igusj\u00f5u piirangud tarbija(krediidi)lepingute n\u00e4itel: Euroopa Liidu \u00f5iguse m\u00f5ju Eesti menetlus\u00f5iguse normidele<\/a>. Juridica 2025, nr 8-9, lk 533-552.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Martin Ebers,\u00a0<a href=\"https:\/\/beck-online.beck.de\/Dokument?vpath=bibdata%2Fzeits%2Fltz%2F2025%2Fcont%2Fltz.2025.249.1.htm&amp;anchor=Y-300-Z-LTZ-B-2025-S-249&amp;readableType=2&amp;VorgaengerDokumentStreffer3=Beitrag&amp;VorgaengerDokumentFullname=bibdata%2Fzeits%2Fltz%2F2025%2Fcont%2Fltz.2025.246.1.htm&amp;jumpType=Jump&amp;jumpWords=LTZ%2B2025%252c%2B249&amp;readable=Suche%2Bnach%2BFundstelle%253a%2BLTZ%2B2025%2B%2B249\">Auskunftsrecht nach Art. 15 Abs. 1 lit. h DS-GVO bei automatisierter Bonit\u00e4tsbeurteilung<\/a>, Anmerkung zu EuGH, Rs. C-203\/22, Legal Tech Zeitschrift (LTZ) 2025, 249-259.<br><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>2026 Karin Sein. Bonit\u00e4tsausk\u00fcnfte und das Recht auf Vergessenwerden\u2014 Anmerkung zum Urteil des Obersten Gerichtshofs EstlandsAz. 3-23-1409. GPR \u2013 Zeitschrift f\u00fcr das Privatrecht der Europ\u00e4ischen Union 2026\/4, lk 171-174. Karin Sein. Kui kaua ja mis alusel v\u00f5ib avaldada makseh\u00e4ireid? Kommentaar &#8230;<\/p>\n","protected":false},"author":9,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"class_list":["post-106","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/sisu.ut.ee\/consumercredit\/et\/wp-json\/wp\/v2\/pages\/106","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/sisu.ut.ee\/consumercredit\/et\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/sisu.ut.ee\/consumercredit\/et\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/sisu.ut.ee\/consumercredit\/et\/wp-json\/wp\/v2\/users\/9"}],"replies":[{"embeddable":true,"href":"https:\/\/sisu.ut.ee\/consumercredit\/et\/wp-json\/wp\/v2\/comments?post=106"}],"version-history":[{"count":19,"href":"https:\/\/sisu.ut.ee\/consumercredit\/et\/wp-json\/wp\/v2\/pages\/106\/revisions"}],"predecessor-version":[{"id":634,"href":"https:\/\/sisu.ut.ee\/consumercredit\/et\/wp-json\/wp\/v2\/pages\/106\/revisions\/634"}],"wp:attachment":[{"href":"https:\/\/sisu.ut.ee\/consumercredit\/et\/wp-json\/wp\/v2\/media?parent=106"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}