{"id":106,"date":"2025-03-03T00:59:33","date_gmt":"2025-03-02T22:59:33","guid":{"rendered":"https:\/\/sisu.ut.ee\/consumercredit\/?page_id=106"},"modified":"2026-11-10T15:42:20","modified_gmt":"2026-11-10T13:42:20","slug":"publikatsioonid","status":"publish","type":"page","link":"https:\/\/sisu.ut.ee\/consumercredit\/et\/publikatsioonid\/","title":{"rendered":"Publikatsioonid"},"content":{"rendered":"<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"has-large-font-size wp-block-paragraph\"><strong>2026<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Piia Kalamees, Kalev Saare. <a href=\"https:\/\/www.apgads.lu.lv\/en\/izdevumi\/brivpieejas-izdevumi\/konferencu-krajumi\/national-legal-systems-and-the-eu-law\/iscflul1026\/\" target=\"_blank\" rel=\"noopener\">The Impact of the CJEU\u2019s Case Law on Unfair Contract Terms and Responsible Lending on the res judicata Principle in Estonian Law<\/a>.  <a href=\"https:\/\/www.apgads.lu.lv\/en\/izdevumi\/brivpieejas-izdevumi\/konferencu-krajumi\/national-legal-systems-and-the-eu-law\/\">National Legal Systems and the EU Law: Reality and Future Challenges in a Comparative Perspective.<\/a> Proceedings of the 10<sup>th<\/sup> International Scientific Conference of the Faculty of Law of the University of Latvia, 6\u20137 November 2025. Riga: University of Latvia Press, 2026. ISBN 978-9934-36-688-8. <a href=\"https:\/\/doi.org\/10.22364\/iscflul.10.26\">https:\/\/doi.org\/10.22364\/iscflul.10.26<\/a>. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Karin Sein. Bonit\u00e4tsausk\u00fcnfte und das Recht auf Vergessenwerden\u2014 Anmerkung zum Urteil des Obersten Gerichtshofs Estlands<br>Az. 3-23-1409. GPR \u2013 Zeitschrift f\u00fcr das Privatrecht der Europ\u00e4ischen Union 2026\/4, lk 171-174.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Karin Sein. <a href=\"https:\/\/juridica.ee\/article.php?uri=2026_4_kui_kaua_ja_mis_alusel_v_ib_avaldada_makseh_ireid_kommentaar_riigikohtu_lahendile_asjas_3-23-\" target=\"_blank\" rel=\"noreferrer noopener\">Kui kaua ja mis alusel v\u00f5ib avaldada makseh\u00e4ireid? Kommentaar Riigikohtu lahendile asjas 3-23-1409<\/a>. Juridica 2026, nr 4, lk 407-414.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Kristjan Pulk, Piia Kalamees. <a href=\"https:\/\/doi.org\/10.1007\/s10603-026-09621-9\" target=\"_blank\" rel=\"noreferrer noopener\">Evaluating Consumer Credit Forbearance Regulation: Evidence from an Estonian Policy Change<\/a>. Journal of Consumer Policy (2026) 49. <a href=\"https:\/\/doi.org\/10.1007\/s10603-026-09621-9\" target=\"_blank\" rel=\"noreferrer noopener\">DOI: 10.1007\/s10603-026-09621-9<\/a>. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Kristjan Pulk, Laura Inno. <a href=\"https:\/\/rdcu.be\/fsaz4\" target=\"_blank\" rel=\"noreferrer noopener\">Loan sharks and illegal money lending in social media<\/a>. Trends in Organized Crime (2026). <a href=\"https:\/\/doi.org\/10.1007\/s12117-026-09603-w\">https:\/\/doi.org\/10.1007\/s12117-026-09603-w<\/a><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Iris Helena Fjuk. <a href=\"https:\/\/dspace.ut.ee\/items\/551d4df3-0b95-466d-9377-2bf01c5004b6\" target=\"_blank\" rel=\"noreferrer noopener\">Tarbijakrediidi imperatiivsete s\u00e4tete v\u00e4ltimine refinantseerimise kaudu<\/a>. Magistrit\u00f6\u00f6. Juhendaja: Karin Sein. Tartu \u00dclikool, 2026.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Kristjan S\u00f5erum\u00e4e. <a href=\"https:\/\/dspace.ut.ee\/server\/api\/core\/bitstreams\/813bc81c-58b2-4710-b649-496a4aab1caa\/content\">Tarbijakrediidilepingute direktiivi  (EL) 2023\/2225 m\u00f5ju mikrolaenude ja tasuta laenude pakkujate lepingueelsetele kohustustele<\/a>. Magistrit\u00f6\u00f6. Juhendaja: Age V\u00e4rv. Tartu \u00dclikool, 2026.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Karin Sein. The New European Withdrawal Function: Protecting Consumers Against \u2018Digital Traps\u2019. In: Camilla Crea, Marta Infantino (Ed.). Remedies to Digital Vulnerability in European Private Law. (25\u221236). Springer 2026. <a href=\"https:\/\/www.researchgate.net\/publication\/408289491_The_New_European_Withdrawal_Function_Protecting_Consumers_Against_'Digital_Traps'\" target=\"_blank\" rel=\"noreferrer noopener\">DOI: 10.1007\/978-3-032-19720-7_2<\/a>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"has-large-font-size wp-block-paragraph\"><strong>2025<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Karin Sein, Piia Kalamees, Age V\u00e4rv. <a href=\"https:\/\/rito.riigikogu.ee\/wordpress\/wp-content\/uploads\/2025\/06\/131-138_Uuring-Va%CC%88rv-Sein.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Tarbijakrediidilepingutega seotud aktuaalsed probleemid.<\/a> Riigikogu Toimetised nr 51, lk 131-138<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Anu Kaup, Karin Sein (2025). Blacklisting Defaulting Consumers in Credit Information Registers \u2013 Lessons from Estonia and Finland. In: Michelle Kelly-Louw, Duygu Damar-Blanken (Ed.). Financial Inclusion Law and Over-Indebtedness. (63\u221282). Routledge. <a href=\"https:\/\/www.taylorfrancis.com\/chapters\/edit\/10.4324\/9781003510406-6\/blacklisting-defaulting-consumers-credit-information-registers-lessons-estonia-finland-anu-kaup-karin-sein\" target=\"_blank\" rel=\"noreferrer noopener\">DOI: 10.4324\/9781003510406-6<\/a>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Age V\u00e4rv, Karin Sein, Piia Kalamees. <a href=\"https:\/\/juridica.ee\/article.php?uri=2025_8-9_tarbijakrediidi_aktuaalsed_probleemid_taotlemisest_tagasimaksmiseni_seminari_levaade\" target=\"_blank\" rel=\"noreferrer noopener\">Tarbijakrediidi aktuaalsed probleemid: taotlemisest tagasimaksmiseni. Seminari \u00fclevaade<\/a>. Juridica 2025, nr 8-9, lk 553-562.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Piia Kalamees, Kalev Saare. <a href=\"https:\/\/juridica.ee\/article.php?uri=2025_8-9_kohtulahendi_igusj_u_piirangud_tarbija_krediidi_lepingute_n_itel_euroopa_liidu_iguse_m_ju_e\" target=\"_blank\" rel=\"noreferrer noopener\">Kohtulahendi \u00f5igusj\u00f5u piirangud tarbija(krediidi)lepingute n\u00e4itel: Euroopa Liidu \u00f5iguse m\u00f5ju Eesti menetlus\u00f5iguse normidele<\/a>. Juridica 2025, nr 8-9, lk 533-552.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Martin Ebers,\u00a0<a href=\"https:\/\/beck-online.beck.de\/Dokument?vpath=bibdata%2Fzeits%2Fltz%2F2025%2Fcont%2Fltz.2025.249.1.htm&amp;anchor=Y-300-Z-LTZ-B-2025-S-249&amp;readableType=2&amp;VorgaengerDokumentStreffer3=Beitrag&amp;VorgaengerDokumentFullname=bibdata%2Fzeits%2Fltz%2F2025%2Fcont%2Fltz.2025.246.1.htm&amp;jumpType=Jump&amp;jumpWords=LTZ%2B2025%252c%2B249&amp;readable=Suche%2Bnach%2BFundstelle%253a%2BLTZ%2B2025%2B%2B249\">Auskunftsrecht nach Art. 15 Abs. 1 lit. h DS-GVO bei automatisierter Bonit\u00e4tsbeurteilung<\/a>, Anmerkung zu EuGH, Rs. C-203\/22, Legal Tech Zeitschrift (LTZ) 2025, 249-259.<br><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>2026 Piia Kalamees, Kalev Saare. The Impact of the CJEU\u2019s Case Law on Unfair Contract Terms and Responsible Lending on the res judicata Principle in Estonian Law. National Legal Systems and the EU Law: Reality and Future Challenges in a &#8230;<\/p>\n","protected":false},"author":9,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"class_list":["post-106","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/sisu.ut.ee\/consumercredit\/et\/wp-json\/wp\/v2\/pages\/106","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/sisu.ut.ee\/consumercredit\/et\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/sisu.ut.ee\/consumercredit\/et\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/sisu.ut.ee\/consumercredit\/et\/wp-json\/wp\/v2\/users\/9"}],"replies":[{"embeddable":true,"href":"https:\/\/sisu.ut.ee\/consumercredit\/et\/wp-json\/wp\/v2\/comments?post=106"}],"version-history":[{"count":20,"href":"https:\/\/sisu.ut.ee\/consumercredit\/et\/wp-json\/wp\/v2\/pages\/106\/revisions"}],"predecessor-version":[{"id":645,"href":"https:\/\/sisu.ut.ee\/consumercredit\/et\/wp-json\/wp\/v2\/pages\/106\/revisions\/645"}],"wp:attachment":[{"href":"https:\/\/sisu.ut.ee\/consumercredit\/et\/wp-json\/wp\/v2\/media?parent=106"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}